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ACL Property Finance

High Value Property Mortgages

Features and Benefits of High Value Property Mortgages

  • No maximum loan size
  • Borrowing available up to 85% of property value
  • One facility account makes for easy management
  • Cheque book or online access to the account
  • Very competitive interest rate for full term
  • Flexibility of underwriting where appropriate

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This is a specialist sector in which most lenders are uncomfortable lending on high
value/prestige market properties.

We have considerable experience and good relationships with institutional lenders who appreciate that borrowers at this level are more sophisticated and financially astute and they are happy to provide funding for the purchase, refinance or capital raising on very favourable terms with minimal underwriting requirements (see self employed mortgages).

With maximum flexibility, including interest only payments, these facilities can be used to meet borrowers' varying needs by allowing cheque book or on line access to an additional line of credit without the need to return for further approval from the lender each time access to funds is required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Protection Insurance provides cover against unforeseen eventualities that could affect your ability to maintain repayments on your mortgage such as death, illness, accident or unemployment.

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