Main Residence Mortgages

Types of Main Residence Mortgages

• Special Facility for High Value Properties minimum £500,000 facility up to 90% loan to value
• Up to 90% loan to value for Self Employed without proof of income
• First Time Buyers up to 130% loan to value 
• Next Move Buyers up to 95% loan to value
• Right to Buy up to 100% loan to value
• Impaired Credit up to 90% loan to value

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ACL provides a highly professional mortgage service for persons wishing to buy their first Home or next Home, and also existing Home Owners wishing to remortgage or raise extra capital. 

We have access to the whole market with hundreds of different home loan facilities to find the right one to suit your circumstances.  

Our team of professionally qualified Mortgage Advisers is authorised by the Financial Services Authority, a government department which now regulates the owner occupied residential mortgage sector. For further information see FSA Information.

Our Mortgage Products page will give you a comprehensive explanation of the different types of Home mortgage and payment methods.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Protection Insurance provides cover against unforeseen eventualities that could affect your ability to maintain repayments on your mortgage such as death, illness, accident or unemployment.