Professional, Commercial & Industrial

Professional, Commercial & Industrial Business Premises

Commercial Property Types

• Offices
• Workshops
• Warehouses
• Factories

Some Useful Features

• Up to 80% loans
• Up to 3 years interest only
• 25 years term
• Low lifetime Tracker interest rate
• Fixed interest rate option
• Interest calculated daily
• Balloon payment  option

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When it comes down to business premises, Solicitors and Accountants are faced with the same considerations as many of the clients they advise - whether to rent or buy. Unfortunately, opportunities to purchase suitable property are infrequent in most areas but when they do become available it makes good sense to substitute rent with mortgage payments. ACL can maximise borrowing potential with 25 year low interest rate mortgages and an initial interest only period of 2 to 3 years to assist cash flow.

The same applies to any type of business considering the purchase of commercial or industrial premises.    Loans of up to 80% plus are readily available on modern purpose built premises at highly competitive rates of interest.
 
Whether buying or refinancing you can be sure that ACL has the experience and expertise to successfully arrange the necessary funding on a freehold or long leasehold property on really attractive terms.  

If you are already in business what better asset can you own than the property from which you run your business? You will get long term security and do away with rent reviews. You just convert payments of rent into mortgage payments. 

You could also consider the tax saving benefit of using a Pension Mortgage.

A Self Invested Personal Pension (SIPP) or Small Self Invested Scheme (SSAS). Since April 2006 Pensions may only borrow a maximum 50% of fund value.