Business Property Mortgages

Owner Run/Occupied Business Property Mortgages

Categories

• Retail Business
• Catering & Leisure
• Healthcare
• Motor Trade
• Professional & Commercial/Industrial

• Most types of business acceptable - retail, health care, leisure, catering, office, industrial etc
• Lessees or Tenants can buy their existing freehold premises with 90% funding
• Freehold businesses can be funded up to 100% of property value
• Interest only facilities available
• 30 year term loans on freehold businesses
• Short leasehold trading retail businesses can be funded up to 70%
• 100% plus funding with additional security
• Business start-ups can be considered

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Where your finance requirement relates to a Business purchase or Refinance - which involves freehold or leasehold property you can be sure that instructing ACL could be your best chance of successfully obtaining the funding you want.  

ACL is a specialist in the Business and Commercial Property sector where small to medium size owner operated businesses (SME's) normally find it difficult to obtain finance. Our strong relationships with High Street banks and Building Societies enable us to arrange excellent terms and achieve a very high success rate.

If you are already in business what better asset can you own than the property from which you run your business? You will get long term security and do away with rent reviews. You just convert payments of rent into mortgage payments. 

You could also consider the tax saving benefit of using a Pension Mortgage.

A Self Invested Personal Pension (SIPP) or Small Self Administered Scheme (SSAS). Since April 2006 Pensions may only borrow a maximuum 50% of fund value.

ACL can help you buy your own freehold by arranging up to 90% mortgages over up to 30 years. When you want to sell or retire you can grant a lease and keep the freehold property as an investment.