Buy To Let

Features and Benefits of Buy to Let Mortgages:

•   Normal borrowing up to 85% of property value/purchase price (90% possible)
•   Full term Interest Only payments available
•   Flexible loans allow overpayments and underpayments
•   Interest calculated on daily balance
•   Discounted and fixed rates available
•   Fast flexible underwriting by experts who fully understand Buy to Let

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ACL was one of the very first brokers to specialise in Buy to Let mortgages and originally contributed to the development of Buy to Let products. We were arranging residential investment mortgages before the term "Buy to Let" was coined by ARLA (Association of Residential Letting Agents). Over the years we have established close relationships with Landlords' Associations and with our advice and help many landlords have built, and continue to expand, large property portfolios. See  Testimonials.

There is no substitute for experience. In recent years the popularity of Buy to Let has spawned many new Brokers without a thorough knowledge of the market and as a result their clients do not get best advice and often finish up with unsuitable or expensive products, wasted valuation fees or even lost properties. ACL has a special relationship with Lenders as a volume introducer which means that clients benefit from preferential treatment and often concessionary finance deals with restricted availability. Our coverage is nationwide.

• Facilities for first time buyers, professional landlords and limited companies
• 100% funding for portfolio landlords planning to expand
• Pre arranged portfolio purchase facilities - no limit
• 100% plus funding when you refurbish a property
• Refinance to cut interest, raise capital to fund more purchases or just to have security released
• Student and Property sharers, and HMO properties (multi tenant occupied) welcomed
• Part commercial or above commercial and ex council properties acceptable
• Non UK residents, foreign nationals, Trusts and Off Shore companies welcome

Whatever the circumstances or problems, we can normally find a satisfactory solution

Whether you are a first time investor or a Portfolio Landlord we won't let you miss buying opportunities because we recognise the need to act quickly in a fast moving competitive property market. As independent Brokers who have specialised in Buy to Let for the last 10 years we have the experience and connections to advise on a strategy and help you achieve your objectives.